BharatDesk — Your Personal Investment Advisor 🇮🇳

SENSEX

79,442

▲ 411 (0.52%)

NIFTY 50

24,012

▲ 115 (0.48%)

Gold /10g

₹74,820

▲0.31%

Silver /kg

₹91,500

▼0.18%

USD/INR

₹83.42

▼0.05%

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NSE Live Prices

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Reliance

RELIANCE

₹2,847

▲1.19%

💻

TCS

₹3,520

▼0.41%

🏦

HDFC Bank

HDFCBANK

₹1,642

▲0.80%

📱

Infosys

INFY

₹1,390

▲1.50%

🏛️

SBI

SBIN

₹748

▲2.10%

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🏢 NSE / BSE Database — 5000+ Listed Companies

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🔥 Popular: RELIANCE TCS HDFCBANK INFY BAJFINANCE SBIN ITC WIPRO COALINDIA ADANIPORTS

📂 By Sector: IT Banking Pharma Auto Energy FMCG Defence Cement Real Estate Infra Chemicals Power

📊 153 NSE/BSE/SEBI-listed companies in database · Real-time prices via Yahoo Finance API

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🔮5-Year Outlook

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🏦 Indian Banks — FD & Savings Rates

Current rates as of March 2026 · Updated regularly

🌟 Best FD Rate

8.25%

Unity Small Finance Bank

1001 days · Sr +0.50%

🏛️ Best PSU Bank FD

7.50%

Bank of Baroda

400 days · Sr +0.50%

💳 Best Private Bank FD

7.75%

IDFC First Bank

500 days · Sr +0.50%

📊 SIP Return Calculator

Monthly SIP (₹)

Duration (Years)

Expected Return (%)

Annual Step-up (%)

Total Invested

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Estimated Gains

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🥇 Gold & Silver — MCX India Live Prices

🥇

GOLD — MCX

₹74,820

Per 10 grams · 24 Karat

▲ ₹230 (0.31%)

🥈

SILVER — MCX

₹91,500

Per kilogram

▼ ₹165 (0.18%)

Gold (₹/10g)

Silver (₹/kg)

📊 5-Year Asset Comparison

Asset	5-Yr CAGR	10-Yr CAGR	Risk	Min Investment	Liquidity
🥇 Gold ETF	13.5%	12.1%	Low	₹500	High
🥈 Silver	18.4%	14.2%	Medium	₹100g	Medium
📈 Nifty 50	14.8%	13.6%	Medium	₹100	High
🏦 FD	6.8%	7.1%	Very Low	₹1,000	Medium
🏠 Real Estate	8.5%	9.2%	Low	₹20L+	Very Low

🤖AI Insight

Gold is the best inflation hedge for middle class Indian investors, delivering 12–14% CAGR in INR terms. Target: ₹1,00,000/10g by 2030. Recommend 10–15% portfolio in Gold ETFs or Sovereign Gold Bonds (tax-efficient). Silver has higher upside (+industrial demand) but more volatility.

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BharatDesk AI Advisor

Personal Finance AI · Ask your income & get a plan

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🙏 Namaste! Welcome to BharatDesk AI 🇮🇳

I am your personal investment advisor — like a trusted financial friend who gives advice based on your real income and situation.

To get started, tell me:
👤 What is your job or profession?
💰 What is your monthly income?
📊 Have you invested before?

I will give you a 100% personalised plan — exactly how much to invest, where to invest, and how to grow your money step by step! 🚀

📈 Also ask about any NSE/BSE stock · SIP · FD rates · Gold prices · Tax saving

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🏢 Our Story · Jharkhand, India

About BharatDesk

Three passionate young founders from Jharkhand asked: why does good financial research cost thousands? BharatDesk was born to democratise institutional-grade investment data for India's 300 million middle class households — completely free.

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👥 Meet the Founders

🎯 Our Mission

Democratise institutional-grade financial research. Make every rupee of middle class investment work harder with data-driven decisions and AI-powered insights.

🚀 Upcoming Products

📱 BharatDesk Mobile App (Q2 2025)

🤖 WhatsApp AI Bot for rural India

📚 BharatDesk Academy (Free courses)

🗺️ Tier 2/3 city expansion

⚠️ Disclaimer: BharatDesk is an educational platform only. All data is informational and does not constitute financial advice. Investments are subject to market risk. Please consult a SEBI-registered advisor before investing.